About Us

Hi, my name is Carmen and I am a retired insurance agent and broker. I started MyBestCarInsurance101.com to help American consumers and drivers learn about the ins-and-outs of the insurance industry. With this blog, I hope to educate you on the fundamentals, such as:

  • terms and definitions;
  • the different types of coverage available;
  • how much protection to buy;
  • mandatory state requirements;
  • factors that affect premiums;
  • how rates are calculated;
  • how to choose the best company;
  • and everything else you need to know to get the best and cheapest car insurance.